Legals & Disclaimer

My website relates only to the laws of England and Wales except where expressly stated otherwise. These terms of use shall be governed by and interpreted in accordance with the laws of England and Wales and you agree to submit to the non-exclusive jurisdiction of the courts of England and Wales in respect of any disputes which may arise in relation to our website.

The information provided on this website is of a general nature. It is not a substitute for specific advice in your own circumstances. You are recommended to obtain specific professional advice from a professional accountant before you take any action or refrain from action.

Whilst I endeavour to make reasonable efforts to furnish accurate, complete, reliable, error free and up-to-date information, I do not warrant that it is such. I and my associates disclaim all warranties.

The information can only provide an overview of the regulations in force at the date of publication, and no action should be taken without consulting the detailed legislation or seeking professional advice.

This website may contain links to websites operated by third parties. Such links are provided for your convenience only and I have no control over their individual content. I therefore make no warranties or representations as to the accuracy or completeness of any of the information appearing in relation to any linked websites nor as to the suitability or quality of any of their products or services. The provision of links to third party sites does not imply any endorsement of the sites or those that control them.

I will make reasonable endeavours to ensure that the information on my website is accurate. However, you acknowledge and agree that I accept no liability whatsoever in contract, tort or otherwise for any loss or damage caused by or arising directly or indirectly in connection with any use or reliance on the contents of my website, except to the extent that such liability cannot be excluded by law. I have no control over, and therefore accept no responsibility for, the content of any third party website.

Nothing in these terms of use shall exclude my liability to you for fraudulent misrepresentation by me or for death or personal injury resulting from my negligence.

You may create a hypertext link to any pages on the website. However, I may change the structure of the website without notifying you so any links you create may become out of date.

You agree not to reverse engineer, hack, decompile, copy or adapt any software or other code or scripts forming part of the website not attempt to or via the website any information that contains a virus, worm, Trojan horse, or other harmful or disruptive component.

The contents of this website including but not limited to text, images, sound clips, video clips, page layouts, underlying code and software is my or our affiliates property. The content may not be reproduced, transmitted or stored in whole or in part other than in accordance with the following permissions. All other rights are reserved.

I will post any changes to this policy on the website. Those changes will then apply to any future use by you of our website.

If you have any queries about these terms of use, you should contact me on: joseph@accountancy121.co.uk.

In accordance with the disclosure requirements of the Provision of Services Regulations 2009, my professional indemnity insurer is with XL Catlin Insurance Company UK Ltd t/a Angel Risk Management. 3rd Floor, 1 Legg Street, Chelmsford, Essex CM1 1JS. XL Catlin Insurance Company UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference No. 423308).

The territorial coverage is worldwide excluding professional business carried out from an office in the United States of America or Canada and excludes any action for a claim brought in any court in the United States of America or Canada.